Construction & Renovation Loans

Lending for home buying for returning and first home buyers.

flexible loans

For Home Builds and Renovations

Whether you're renovating your home or building from scratch, we offer flexible construction loans designed to fit your project. Our loans support every stage, from planning to completion—whether you're building a new home, undertaking a knock-down rebuild, or constructing a duplex.

renovating vs building

How Construction Funding Works

Whether you're renovating your current home or building from the ground up, your finance needs will look a little different. For renovations, many people use savings or access equity from their existing property.

For new builds, construction loans are typically paid out in stages (called progressive drawdowns)—with funds released as each stage of the build is completed. This helps keep your interest costs lower and ensures your builder gets paid on time.

Why Choose us?

Smarter Funding for Complex Builds

Tailored Financing

We offer tailored financing for your construction project, with flexible loan structures, staged payments, and competitive rates to keep your build on track.

Project Oversight

Our team monitors your construction progress to ensure that funds are released efficiently and in accordance with the agreed schedule, keeping your project moving smoothly.

Step-by-Step Loan Assistance

From loan approval to managing progress payments, we provide hands-on support, guiding you through each stage of the process to simplify your construction loan experience.

Start Your Project With The Right Financing

We’ll help you structure the right loan from plans to completion.